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Mortgage Refinance Application

Looking for refinancing your mortgage?
If you need extra money to pay off your debt, consolidate your credit cards or lower your monthly expenses, refinancing is the best option for you. Simply fill out the following form and one of our professional agents will get back to you with the best plan designed exactly for your situation.
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Your Message is received
A specialist who is specifically trained to save you money on refinancing will contact you soon.
Your Loan to Value (LTV) and Loan amount after refinancing will be:
You might need to pay penalty to cancel the current mortgage contract.
To check the penalty amount click here

How much you are qualified for refinancing?

Banks and other financial institutions need some information about your current mortgage and other expenses you have to calculate how much you will be qualified for refinancing.

Refinance Up to 80% of your property

The most easy way to get approved for refinancing is to apply for 80% of your property value and you have low monthly expenses and of course you have a good income.
80% of your property value means having a mortgage up to 80% of your property value for example, if you have a property which worth $500,000 the you can get approved for $400,000 which is ($500,000 x 80%) = $400,000. The other factors like your income and monthly expenses would be important for the lender too, but most of the lenders feel more secure lending you up to 80% or your property.
Benefits of Appling for up to 80% of your property value are:
  • Easy to apply
  • Low interest rate
  • Less monthly payments
  • Consolidating your debts
Possible Risks:
  • Increasing your principal
  • Possibility of paying penalty on your current mortgage
  • Appraisal might be needed

Refinance Up to 95% of your property

If you need to borrow more than 80% of your property value we can apply with private lenders, their interest rate would be higher than if you apply for 80% of your property value but it's still less than what you pay to your credit cards. It's still a very good option to consolidate your debts. In this scenario they still need to know your monthly expenses, debt amount and income. The good news is we have private lenders available to finance your property up to 95% with lower rates than others.
Benefits of Appling for up to 95% of your property value are:
  • Less monthly payments
  • Consolidating all your debts
Possible Risks:
  • Higher mortgage rates
  • Increasing your principal
  • Possibility of paying penalty on your current mortgage
  • Appraisal might be needed

Any extra charge for refinancing?

In most of the cases the answer is yes, you might need to pay for the following items
You can check our refinancing calculator to estimate the amount (click here)
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